Q1 · hard · AI-verified
Under which regulation does the RBI mandate banks to maintain a minimum 40% of their Net Demand and Time Liabilities in Statutory Liquidity Ratio securities?
- Section 24 of Banking Regulation Act, 1949
- Section 42 of RBI Act, 1934
- Section 18 of Banking Regulation Act, 1949
- Section 45 of RBI Act, 1934
Q2 · hard · AI-verified
What is the minimum capital adequacy ratio that banks must maintain under Basel III norms as implemented by RBI, including the Capital Conservation Buffer?
- 9.0%
- 11.5%
- 10.875%
- 12.0%
Q3 · hard · AI-verified
What is the minimum net worth requirement for setting up a Small Finance Bank as per RBI guidelines?
- ₹100 crores
- ₹200 crores
- ₹300 crores
- ₹500 crores
Q4 · hard · AI-verified
What is the current Statutory Liquidity Ratio (SLR) requirement for scheduled commercial banks as per RBI regulations in 2024?
- 18.0%
- 18.5%
- 19.0%
- 19.5%
Q5 · hard · AI-verified
What is the minimum Common Equity Tier 1 (CET1) ratio that Domestic Systemically Important Banks (D-SIBs) need to maintain as additional capital buffer?
- 0.6%
- 1.0%
- 1.2%
- 2.5%