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Financial Inclusion and FinTech Questions for RBI GRADE B

Free, AI-curated practice for the Financial Inclusion and FinTech section of RBI GRADE B. We have 15+ verified questions in this bank. Below: 5 sample questions. Sign up free to unlock unlimited practice + AI explanations + per-topic analytics.

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Sample questions

Q1 · hard · AI-verified
What is the transaction limit for UPI 2.0 for peer-to-peer transactions per day as set by NPCI?
  1. ₹2,00,000
  2. ₹1,00,000
  3. ₹25,000
  4. ₹50,000
Q2 · hard · AI-verified
Which technology backbone does the Unified Payments Interface (UPI) primarily utilize for real-time fund transfers?
  1. Structured Financial Messaging System (SFMS)
  2. Real Time Gross Settlement (RTGS)
  3. Immediate Payment Service (IMPS)
  4. National Electronic Funds Transfer (NEFT)
Q3 · hard · AI-verified
Which of the following initiatives under the Digital India Stack has been specifically designed to enable interoperable, real-time, retail payments in India and has processed over 100 billion transactions cumulatively by 2024?
  1. Immediate Payment Service (IMPS)
  2. Unified Payments Interface (UPI)
  3. Aadhaar Enabled Payment System (AEPS)
  4. Bharat Interface for Money (BHIM)
Q4 · hard · AI-verified
What is the minimum net worth requirement for a Payment System Operator (PSO) license from RBI as per current guidelines?
  1. ₹25 crore
  2. ₹100 crore
  3. ₹10 crore
  4. ₹50 crore
Q5 · hard · AI-verified
The Digital Rupee (e₹) issued by RBI operates on which technology framework?
  1. Proof of Work Blockchain
  2. Distributed Ledger Technology
  3. Traditional Database System
  4. Hybrid Blockchain-Database System
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