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Banking and RBI Questions for UPSC CSE

Free, AI-curated practice for the Banking and RBI section of UPSC CSE. We have 15+ verified questions in this bank. Below: 5 sample questions. Sign up free to unlock unlimited practice + AI explanations + per-topic analytics.

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Sample questions

Q1 · medium · AI-verified
Under the Marginal Cost of Funds Based Lending Rate (MCLR), which component has the highest weightage?
  1. Marginal cost of funds
  2. Negative carry on CRR
  3. Operating costs
  4. Tenor premium
Q2 · medium · AI-verified
Which of the following committees recommended the establishment of Regional Rural Banks (RRBs) in India?
  1. Narasimham Committee
  2. Rangarajan Committee
  3. Gadgil Committee
  4. Kelkar Committee
Q3 · medium · AI-verified
Under the Basel III norms, what is the minimum Capital to Risk-weighted Assets Ratio (CRAR) required for banks in India?
  1. 8%
  2. 9%
  3. 10.5%
  4. 11.5%
Q4 · medium · AI-verified
What is the current Statutory Liquidity Ratio (SLR) for scheduled commercial banks in India?
  1. 18.50%
  2. 20.00%
  3. 18.00%
  4. 19.50%
Q5 · medium · AI-verified
Under the Priority Sector Lending norms, what percentage of Adjusted Net Bank Credit (ANBC) must domestic commercial banks lend to priority sectors?
  1. 40%
  2. 35%
  3. 32%
  4. 45%
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