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SSC MTS 2021 · PYQ · Simple & Compound Interest · medium

Umesh earns a simple interest of ₹1,600 on a certain sum in two years at the rate of 4% interest per annum compounded annually.

  1. A.₹32✓ Correct
  2. B.₹20
  3. C.₹48
  4. D.₹64

Explanation

SI for 2 years = ₹1600, so SI per year = ₹800. Principal = 800/4 × 100 = ₹20,000. CI for 2 years = 20,000 × (1.04)² – 20,000 = 21,632 – 20,000 = ₹1,632. Extra interest = 1,632 – 1,600 = ₹32.
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