Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index) of the Reserve Bank of India (RBI)?

The Reserve Bank of India's Financial Inclusion Index (FI-Index) is a comprehensive index that captures the extent of financial inclusion in India. It is constructed using three key sub-indices: Access (weight 35%), Usage (weight 45%), and Quality (weight 20%). The Access parameter measures the ability of users to access financial services, Usage measures the actual usage of financial services, and Quality measures the quality aspects including financial literacy, consumer protection, and inequalities/deficiencies in services. The FI-Index was published first in August 2021 and is published annually in July.