With reference to different Committees in India, consider the following details: 1. R.N. Malhotra Committee — Comprehensive reforms of Insurance sector in India — Insurance Regulatory and Development Authority of India 2. L.C. Gupta Committee — Preparing a roadmap for the introduction of derivatives trading in India — Securities and Exchange Board of India 3. Urjit R. Patel Committee — Preparing a roadmap for reforming bank lending to the Housing sector — Reserve Bank of India 4. Y.H. Malegam Committee — Preparing a roadmap for reforms in Microfinance sector in India — Reserve Bank of India In which of the above rows are all the details correctly matched?

Row 2 is correctly matched: L.C. Gupta Committee was set up by SEBI in 1996 to develop a regulatory framework for derivatives trading in India. Row 4 is correctly matched: Y.H. Malegam Committee was constituted by RBI in 2010 to study issues and concerns in the microfinance sector following the Andhra Pradesh microfinance crisis. Row 1 is incorrect because the R.N. Malhotra Committee (1993) was set up by the Government of India (not under IRDAI, which was established later in 1999 as a result of the committee's recommendations). Row 3 is incorrect because the Urjit R. Patel Committee (2014) was constituted by RBI to revise and strengthen the monetary policy framework (recommended inflation targeting), NOT to reform bank lending to housing sector. Hence only rows 2 and 4 are correctly matched.