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UPSC CSE 2020 · PYQ · Banking · medium

With reference to the Indian economy, consider the following statements: 1. 'Commercial Paper' is a short-term unsecured promissory note. 2. 'Certificate of Deposit' is a long-term instrument issued by the Reserve Bank of India to a corporation. 3. 'Call Money' is a short-term finance used for interbank transactions. 4. 'Zero-Coupon Bonds' are the interest bearing short-term bonds issued by the Scheduled Commercial Banks to corporations. Which of the statements given above is/are correct?

  1. A.4 only
  2. B.2, 3 and 4 only
  3. C.1 and 2 only
  4. D.1 and 3 only✓ Correct

Explanation

Commercial Paper is indeed a short-term unsecured promissory note; Call Money is short-term inter-bank finance. CDs are issued by banks/FIs (not RBI), and zero-coupon bonds are non-interest-bearing (issued at discount).
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