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Cloze Test Questions for IBPS CLERK

Free, AI-curated practice for the Cloze Test section of IBPS CLERK. We have 40+ verified questions in this bank. Below: 5 sample questions. Sign up free to unlock unlimited practice + AI explanations + per-topic analytics.

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📍 Cloze Test is also tested in:
SSC CGL (103)IBPS PO (39)SBI CLERK (32)SBI PO (30)
Why this topic matters · 7 min read
Cloze Test is a regular feature in IBPS Clerk English section, typically carrying 5 to 10 marks. A passage of around 150-200 words is given with blanks, and you must choose the most appropriate word from options. Questions test vocabulary, grammar sense, and contextual understanding together. In recent years, IBPS Clerk has moved toward slightly trickier blanks where two options feel correct but only one fits the overall tone and meaning of the passage. This makes it a scoring topic if you read the full passage before answering.

What is a Cloze Test

A Cloze Test is a paragraph or short passage where certain words are removed and replaced with numbered blanks. Each blank has four or five options. Your job is to pick the word that fits best in terms of meaning, grammar, and flow of the passage. Think of it like a jigsaw puzzle — each blank is a missing piece and only one option completes the picture perfectly. The passage always has a central theme — economy, environment, social issues, banking — and every blank connects to that theme.

  • Typically 5 to 10 blanks per passage in IBPS Clerk
  • Tests three things together: vocabulary, grammar, and comprehension
  • Read the full passage first before filling any blank
  • The tone of the passage — positive, negative, neutral — is your biggest clue
  • Adjacent sentences almost always give hints about what word fits the blank
  • One correct answer is the best fit, not just a grammatically possible fit

Step-by-Step Approach to Solve Cloze Test

Most aspirants make the mistake of jumping blank by blank. The right method is to read the whole passage once like a story, understand the theme and direction, then return to each blank. By the time you reach a blank, you should already have a feel for what kind of word belongs there — a positive word, a verb of action, a connector, and so on. Then match your mental word against the options given.

  • Step 1: Read the full passage in one go without stopping at blanks
  • Step 2: Identify the theme and tone — is it about growth, crisis, reform, warning?
  • Step 3: For each blank, read the sentence before and after it as context
  • Step 4: Think of a word yourself before looking at options — this prevents confusion
  • Step 5: Eliminate options that are grammatically wrong first
  • Step 6: Among remaining options, pick the one that best matches the tone and theme

Grammar Clues Inside the Blank

Sometimes the blank is not about vocabulary but grammar. The sentence structure tells you what part of speech belongs there. If there is an article like 'a' or 'the' before the blank, a noun is expected. If there is 'to' before the blank, a verb in base form is needed. If the sentence uses a comparison word like 'more' or 'less', an adjective likely follows. These grammar signals narrow down your options quickly even before checking meaning.

  • Blank after 'a', 'an', 'the' — likely a noun or adjective
  • Blank after 'to' — base form of verb expected
  • Blank after 'is', 'are', 'was', 'were' — adjective or past participle verb
  • Blank at the start of a sentence after a comma — likely a conjunction or connector
  • Subject-verb agreement: singular subject needs singular verb form
  • Tense of surrounding sentences guides tense of the blank

Vocabulary Clues — Using Tone and Contrast

Even if you do not know the exact meaning of all options, you can use contrast and tone to eliminate. If the passage talks about economic growth and success, a blank is unlikely to be filled by a negative word like 'decline' or 'collapse'. Also look for contrast signals — words like 'but', 'however', 'although', 'despite' tell you the blank will carry a meaning opposite to what was just said. Similarly, 'therefore', 'hence', 'thus' signal that the blank continues the same idea.

  • Contrast signals: but, however, although, despite, yet, while — blank will flip the meaning
  • Agreement signals: therefore, hence, thus, so, consequently — blank continues same idea
  • Positive passage plus blank before a positive word confirms a positive vocabulary word
  • If two options feel synonymous, pick the one that matches the passage register — formal or informal
  • Common words tested: bolster, curb, spur, revive, alleviate, exacerbate, prudent, robust, volatility

Types of Cloze Tests in Recent IBPS Clerk Papers

IBPS Clerk has shifted from simple fill-in-the-blank cloze to two newer formats. First is the Inference-based Cloze where the blank requires understanding the overall argument of the passage, not just the nearby sentence. Second is the Word Pair Cloze where a single blank has pairs of words as options and both words in the correct pair must fit different places in the passage. Being aware of these patterns saves time during the exam.

  • Traditional Cloze: one blank, one word, context-based — most common format
  • Word Pair Cloze: two blanks given together, correct option must fit both blanks
  • Inference-based Cloze: blank placed at the end of paragraph, tests overall understanding
  • Passages are mostly formal — economy, banking, environment, governance themes
  • Difficulty is moderate in Clerk; no very obscure vocabulary unlike PO level
⚠ Common mistakes to avoid
  • Reading only the sentence with the blank and ignoring surrounding sentences — this causes wrong answers when the clue is in the next line
  • Choosing a word that is grammatically correct but does not match the tone — IBPS options are designed to trap this
  • Not reading the full passage first and answering blank by blank — this wastes time and misses theme clues
  • Confusing near-synonyms like 'augment' and 'supplement', or 'restrict' and 'prohibit' — in context only one is correct
  • Spending too much time on one blank — if stuck, mark your best guess and move on; do not let one blank eat your time
🧠 Memory aids
  • TTET Rule — Theme, Tone, Eliminate, Then Pick. Read for theme, sense the tone, eliminate grammar misfits, then pick the best vocabulary fit
  • COAT test for each blank — Context (what is the sentence saying), Opposition or Agreement (is there a contrast word?), Article or Verb signal (grammar check), Tone match (positive or negative?) — only then pick
  • Think of the passage as a WhatsApp message from a friend — the blank is the word your friend would naturally use given their mood and topic. If the friend is worried, they use worry words; if celebrating, celebration words
  • Contrast keywords checklist: BUT signals flip. SO signals same direction. Stick this to memory and half your tone questions are solved
🎯 IBPS CLERK exam tips
  • IBPS Clerk Prelims does not have Cloze Test — it appears in Mains English section, usually as a 5 or 10 question set worth significant marks in a 40-question paper
  • Passages in recent IBPS Clerk Mains have been on topics like digital economy, climate change, banking reforms, and rural development — practicing reading articles on these topics improves instinct
  • Ideal time to spend on a 5-blank cloze is 4 to 5 minutes — that is about 1 minute per blank including passage reading
  • In word pair cloze, eliminate options where even one word of the pair does not fit — you do not need to know both words if one is clearly wrong
  • This is a high accuracy topic — aspirants who practice 3 to 4 cloze passages daily for two weeks typically score full or near-full marks here, making it a reliable scoring area unlike reading comprehension inference questions

Sample questions

Q1 · medium · AI-verified
The banking sector has undergone significant changes in recent years. Technology has revolutionized the way banks operate, making services more accessible to customers. Digital banking platforms have replaced traditional methods, allowing people to conduct transactions from their homes. However, this shift has also created new challenges for financial institutions. Banks must now __(4)__ in cybersecurity to protect customer data. Despite these challenges, the __(5)__ of digital banking continues to grow among consumers. Fill in blank (4):
  1. invest
  2. decrease
  3. hesitate
  4. delay
Q2 · medium · AI-verified
Climate change is one of the most pressing issues facing humanity today. Rising temperatures have led to melting ice caps and changing weather patterns. Scientists __(13)__ that immediate action is necessary to prevent catastrophic consequences. Renewable energy sources must be __(14)__ to reduce carbon emissions. International cooperation is __(15)__ for addressing this global challenge effectively. Fill in blank (13):
  1. deny
  2. warn
  3. ignore
  4. forget
Q3 · medium · AI-verified
Climate change is one of the most __(11)__ issues facing humanity today. Rising temperatures have __(12)__ to melting ice caps and changing weather patterns. Scientists __(13)__ that immediate action is necessary to prevent catastrophic consequences. Renewable energy sources must be __(14)__ to reduce carbon emissions. International cooperation is __(15)__ for addressing this global challenge effectively. Fill in blank (11):
  1. trivial
  2. pressing
  3. outdated
  4. simple
Q4 · medium · AI-verified
Artificial intelligence is rapidly ___1___ the way financial institutions operate, from fraud detection to customer service. Banks are now deploying AI-powered chatbots that can ___2___ customer queries around the clock without human involvement. While these technologies offer immense ___3___, they also raise concerns about data privacy and potential job ___4___ in the sector. Regulators are working to establish clear ___5___ to govern the ethical use of AI in banking.
Q5 · medium · AI-verified
India's economy has shown ___1___ resilience in the face of global headwinds, with GDP growth remaining among the highest in the world. The services sector, ___2___ by a booming IT industry, continues to be a major driver of growth. However, economists warn that rising ___3___ remains a concern for household budgets. The central bank has been ___4___ monetary policy carefully to balance growth with price stability. Overall, the economic ___5___ remains cautiously optimistic.
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